Capital Trust Limited (CTL) is a publicly listed, technology-driven NBFC dedicated to financing shopkeepers and traders in semi-urban and rural India. With over ₹4,000 Cr disbursed to 12 lakh+ clients, CTL addresses the₹15 lakh crore informal MSME credit gap by combining AI-driven risk assessment with physical verification. Operating through 250+ disbursing branches across 10 states, CTL offers bothsecured and unsecured business loans, leveragingdigital onboarding, data-backed credit scoring, andon-site cash flow assessments to ensure quick, transparent, and scalable credit access — fostering financial inclusion and business growth.

Gourav Bhagat

Nakul Kumar Sah, Bihar used a ₹100000 loan to buy additional items to stock up his shop while his wife Arpana Kumari helped him with book keeping.

Priya Soni

Sandeep Verma and Kavita Soni introduced new school supplies and office materials in their stationery business in Basti, Uttar Pradesh, with a ₹75000 loan, increasing sales.

Raj Kumar

Raj Kumar upgraded his kitchen-ware store by buying additional items, supported by a ₹100000 loan from Capital Trust.

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