Capital Trust Limited (CTL) is a publicly listed, technology-driven NBFC dedicated to financing shopkeepers and traders in semi-urban and rural India. With over ₹4,000 Cr disbursed to 12 lakh+ clients, CTL addresses the₹15 lakh crore informal MSME credit gap by combining AI-driven risk assessment with physical verification. Operating through 250+ disbursing branches across 10 states, CTL offers bothsecured and unsecured business loans, leveragingdigital onboarding, data-backed credit scoring, andon-site cash flow assessments to ensure quick, transparent, and scalable credit access — fostering financial inclusion and business growth.